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  • BayernLB - Sustainability Report 2009 - BayernLB’s subsidised lending business
    made available in the form of low interest subsidy loans by state owned funding bodies such as KfW and can be utilised to fund a very wide range of projects Investments to modernise residential property to improve energy efficiency in businesses for example by modernising plant and equipment or to expand the use of renewable energy can all be subsidised by means of low interest loans These subsidised loans are open to retail commercial and municipal customers alike BayernLB supports these groups of customers in close cooperation with the Bavarian savings banks to optimise financial planning to include subsidised loans BayernLB has accomplished this demanding task in the past working jointly with the Bavarian savings banks and as such has further expanded its subsidised business for investments in environmental protection Thanks not least to its strategic focus on the clean tech sector BayernLB also is set to expand its own account business in this attractive and important market segment There is great demand from customers As energy prices keep rising inexorably investing in energy efficiency gains is becoming increasingly important for all companies BayernLB provides advice and helps its customers to leverage savings potential by drawing on subsidised loans to finance the use of innovative and efficient technologies for example in the form of plants to use waste heat from cooling cycles By offering low interest financing for investment projects linked to energy efficiency BayernLB is seeking to contribute to the competitiveness of its customers Under the slogan Fostering the future Zukunft fördern sales activities are being stepped up in 2010 and the Bavarian savings banks are being supported by means of a marketing and sales programme around the topic of sustainability and environmental protection The support for the Bavarian savings banks includes the following services Thermo imaging of residential

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=6530 (2016-04-24)
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  • BayernLB - Sustainability Report 2009 - Projects with a high benefit for the community
    environment By granting non repayable loans in other words subsidies to finance housing alterations required to meet the needs of disabled persons BayernLabo is taking major strides towards meeting this socially beneficial goal BayernLabo also provides financing for local authorities and public sector special purpose associations in Bavaria In 2009 for example it entered into a public private partnership with the city of Nuremberg to finance schools thereby helping it to fulfil its educational responsibilities BayernLabo conducts its government backed development mandates on a non competitive basis and its entire business strategy adheres strictly to the regional principle all business activities are limited to the Free State of Bavaria It acts as a reliable partner at each stage of a business relationship meaning that for instance the sale to third parties of receivables from customers is categorically prohibited LBS Bayern financial solutions LBS Bayern offers a wide range of advisory and financing services on energy efficiency and renewable energy matters The placement on the market of LBS building savings products as a statesupported home protection policy for example gave customers the opportunity to build up assets to fund modernisation measures and hence invest in securing the value of their property long term The lucrative Riester incentives play a significant role in helping to build up these assets LBS building savings the state supported home protection policy is an optimised combination of provision for modernisation with retirement provision Customers are also guaranteed attractive interest rates across the entire term as with all building savings loans LBS Bayern also offers homeowners a simplified process for borrowing modernisation loans It is able to lend up to EUR 30 000 without carrying out a valuation or making an entry in the land register subject to the proviso that the loan must be used for modernisation renovation or energy efficiency measures Energy efficiency and renewable energy will continue to gain in importance in the future on both economic and environmental grounds The development and sale of financial products in these areas is therefore a strategically important target for LBS Bayern In the medium to long term LBS Bayern wants to continue to position itself in the market as the building society for energy saving and provide the best possible service for its customers in this area too It is very well placed to achieve this with its range of advisory and financial services LBS Bayern already occupies a leading position among German building societies LBS Bayern capitalises on its expertise and range of services to assist the savings banks in unlocking the commercial potential linked to sustainability issues LBS Bayern and other members of the Sparkassen Finanzgruppe have for instance worked intensively on the Energy efficiency for savings banks EnergieSparkasse project of the Association of Bavarian Savings Banks Sparkassenverband Bayern The goal of the project is to support savings banks in developing and implementing their own sustainability strategies and as such to embed sustainable thinking more deeply within the culture of the Sparkassen Finanzgruppe Donation

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=6540 (2016-04-24)
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  • BayernLB - Sustainability Report 2009 - Environmental and social standards in lending
    making a significant contribution to society particularly in developing and emerging countries BayernLB is also conscious that the energy and infrastructure projects can sometimes give rise to considerable environmental and social risks It has therefore produced an internal guideline on environmental and social risks It requires the World Bank s environmental and social standards to be complied with These standards define for example how environmental and social management systems are to be structured in order to avoid or minimise any potential negative impact how population groups affected by a project are to be brought into the project development process how biotopes and habitats are to be protected how to ensure that dealings with indigenous peoples respect their human rights They also set out the requirements for compliance with labour standards such as the avoidance of child or forced labour These generally applicable qualitative requirements are supplemented by sector specific quantitative rules designed to guarantee the effective prevention of environmental health and safety risks The aim of the standards is to ensure that all projects adhere to environmental social and economic principles and are therefore conducive to sustainable development Although the Equator Principles are a voluntary set of guidelines for determining assessing and managing social and environmental risk in project financing for the financial services sector and their content is based on the World Bank standards BayernLB has unlike other banks chosen not to sign up to the Equator Principles and continues to follow the tougher World Bank standards This decision was taken not only on the basis of the content but also in light of the limited scope of the Equator Principles In their original 2003 version they applied only to project financing with a volume of upwards of USD 50m The financing volume to which the principles apply has

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=6550 (2016-04-24)
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  • BayernLB - Sustainability Report 2009 - Bayern Facility Management GmbH
    Nuremberg Berlin and Frankfurt am Main Shareholder s BayernLB 51 percent Flughafen München GmbH 49 percent Mitarbeiter Betreute Fläche 196 1 7 Mio qm 2009 186 1 3 Mio qm 2008 175 1 1 Mio qm 2007 Sales EUR 42 5m 2009 EUR 36 2m 2008 EUR 24 6m 2007 Sustainability performance of BayernFM Sustainability is high on the agenda at present and a challenge for the future BayernFM does not simply support its customers it is also prepared to take on responsibility itself As a certified quality and environmental management company BayernFM lives up to this responsibility daily in its dealings with customers employees and the environment 1 Internal activities BayernFM s environmental management system embodies modern environmental protection of the highest order It has been EMAS certified since 2005 which enables BayernFM to consciously take a responsible approach to the environment without neglecting economic considerations BayernFM is also proud to be the first climate neutral facility management service provider in Germany since 2008 its CO2 emissions have been fully neutralised under the three step process of avoidance substitution and offsetting In 2009 the volume of CO2 to be offset by means of climate certificates was reduced to just 124 tonnes 2 Sustainable products BayernFM strives to support its customers as they work to achieve greater sustainability Gradual optimisation of energy use with property portfolios is particularly important on both economic and environmental grounds In the last few years BayernFM has assisted many financial institutions municipalities and other companies in optimising energy use at their properties through skilled analysis planning and project management of renovation and optimisation measures For example the Bad Tölz Wolfratshausen administrative district received help in designing and running the climate neutral operation of its school residential and administrative buildings as part of Energy Shift 2035

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=7020 (2016-04-24)
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  • BayernLB - Sustainability Report 2009 - Bayern Bankett Gastronomie GmbH
    in the hotel trade tailored solutions Bayern Bankett prides itself on very high standards of service in all areas in which it operates Customers are ensured the ultimate in flexibility at all times thanks to short decision making paths direct contact and central management In this way Bayern Bankett turns culinary desires into an experience to savour The broad service offering also comprises comprehensive consultancy services in relation to the planning and operation of catering establishments Overview in brief Founded 1 January 1997 Shareholder BayernLB 100 percent Headcount 166 2009 168 2008 153 2007 Sales EUR 14 6m 2009 EUR 13 8m 2008 EUR 12 0m 2007 Locations 16 Munich 6 Aschheim 2 Bad Reichenhall Feldkirchen Westerham Grünwald Hallbergmoos Pleinfeld Putzbrunn Rimsting and Schwaig Sustainability performance of Bayern Bankett Bayern Bankett has a forward looking sustainable management style In addition to the obligatory economic matters environmental and social considerations are also central to business decisions Specifically its commitment to sustainability consists of the following elements 1 Internal activities Internal environmental protection within Bayern Bankett is an integral part of BayernLB s EMASvalidated environmental management system All data required for validation are recorded independently The resulting measures to reduce negative environmental effects and make more efficient use of resources are where possible implemented immediately For example a control system to optimise the use of detergents in the dishwashers was recently introduced falling under the hygiene heading In addition annual staff training covers the efficient and environmentally friendly use of cleaning products Suppliers are also involved the standard policy is to review all major business partners for sustainability 2 Sustainable products For Bayern Bankett as a company operating in the catering industry sustainability issues at product level are particularly important For example it places great emphasis on regionality when sourcing ingredients the

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=7010&addPageToWarenkorb=1 (2016-04-24)
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  • BayernLB - Nachhaltigkeitsbericht 2009 - Bericht empfehlen
    des Berichts Vorwort Nachhaltigkeitsmanagement Integrität Dialog mit Anspruchsgruppen Gesellschaftliches Engagement Mitarbeiterinnen und Mitarbeiter Innerbetrieblicher Umweltschutz Nachhaltige Finanzlösungen Tochterunternehmen GRI Content Index Startseite Bericht empfehlen Bitte alle Felder mit ausfüllen Name des Absenders Email Adresse des Absenders Name des Empfängers Email

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=German&report_id=nb-2009&id=9910&form=1&fromID=9030 (2016-04-24)
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  • BayernLB - Sustainability Report 2009 - Recommend
    Sustainability Report Send Report Download Center Print Search Sustainability Report 2009 Updates to the sustainability report Key figures Parameters of this report Foreword Sustainability management Integrity Dialogue with stakeholdes Corporate citizenship Human resources Environmental protection Sustainable financial solutions Subsidiaries GRI content index Home Recommend Required fields Name of sender Email address of sender Name of receiver Email address of receiver Your message My sustainability report My sustainability report 0 2010

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=English&report_id=nb-2009&id=9910&form=1&fromID= (2016-04-24)
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  • BayernLB - Nachhaltigkeitsbericht 2009 - Bericht empfehlen
    Nachhaltigkeitsbericht Kennzahlen Grundlagen des Berichts Vorwort Nachhaltigkeitsmanagement Integrität Dialog mit Anspruchsgruppen Gesellschaftliches Engagement Mitarbeiterinnen und Mitarbeiter Innerbetrieblicher Umweltschutz Nachhaltige Finanzlösungen Tochterunternehmen GRI Content Index Startseite Bericht empfehlen Name des Absenders Email Adresse des Absenders Name des Empfängers Email Adresse des

    Original URL path: http://www.nachhaltigkeitsbericht.bayernlb.de/cgi-bin/show.ssp?companyName=bayernlb&language=German&report_id=nb-2009&id=9910&fromID=1015 (2016-04-24)
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